MerchantSphere PRIVACY POLICY

MerchantSphere, Inc. ("MerchantSphere") considers your privacy a high priority. This privacy policy explains the information MerchantSphere gathers from you from our web site and how we may use it. If you have any questions or concerns, please contact us via our "Contact Us" page. Our employees are trained and required to safeguard your information and, using physical, electronic and procedural safeguards, we restrict access to personal information to those employees and agents for business purposes only.

COLLECTION OF INFORMATION

We collect, retain and use information about you only for specific business purposes and where we reasonably believe that it will help administer our business or provide products and services to you. The information is used to protect and administer your records, account, and funds; to comply with certain laws and regulations; and to help us design and enhance our products and services offerings so that we may provide you with quality products, services, and superior customer support.

We will never license, sell, rent or trade any collected business information, including contact information or specific information about your accounts or other personally identifiable information unless: (1) you request or authorize it; (2) information is provided to help complete a transaction initiated by you; or (3) the disclosure otherwise is lawfully permitted or requested.

We protect the personal information you share with us. Access to your personal information is limited to those individuals within and working with MerchantSphere who need it in order to do their job.

You should be aware that we may be required to disclose your personal information in response to subpoenas, court orders, or legal process or to establish or exercise our legal rights or defend against legal claims. We may also collect and possibly share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, misappropriation or infringement of our intellectual property rights, defamation or damage to our reputation or goodwill, situations involving potential threats to the physical safety of any person, or as otherwise required by law.

The only individualized information that MerchantSphere obtains about you through our web site is information you voluntarily supply, through voluntary registration for white paper access, participation in our on-line surveys or questionnaires, and provided comments and feedback. We will only use the provided information to fulfill the purpose for which it was supplied to us, and to provide you with further information regarding our services and operations. Your provided personal information tells us about who you are, where you work, where you live, what your background is, how to contact you, what your preferences and interests may be, etc. Personal, demographic information may also be requested. From time to time, we may use e-mail correspondence with you to raise and respond to inquiries and issues of all types, and to distribute information about our services. If you do not want to receive a certain type of communication from us, you should specifically notify us of that fact through the "Contact Us" page.
Information Security

COOKIES / USAGE TRACKING SOFTWARE

MerchantSphere obtains non-individualized, generic information about your visit through the use of cookies and/or other available web site usage tracking software. Cookies are small pieces of data which are sent by a web site to your browser and are stored on your computer. Data derived from this software is aggregated and used by MerchantSphere for statistical tracking purposes. We use this information to better understand general traffic patterns on our web site and to gauge and improve the web site's effectiveness. The data is not used for individual identification and MerchantSphere in no way relates your personal information to these traffic pattern statistics. If you are concerned about the use of cookies, you may configure your web browser to either request your specific acceptance of a cookie or disable cookies entirely. You will still be able to fully navigate our web site if you choose to refuse or disable cookies.

MerchantSphere RELATIONSHIPS WITH THIRD PARTIES

We have relationships with third parties to assist us in servicing you, for example, by fulfilling customer orders or providing customer service. These service providers are contractually required to maintain the confidentiality of the information we provide them. Additionally, we have business partners that provide services, some of which are co-branded. We clearly identify partner services and sites. When you request any of these products or services, you are permitting us to provide your personal information to the partner to fulfill your request. We may disclose your information if we are required to by a law enforcement action such as a court order, subpoena or search warrant, or as part of fraud prevention or debt collection.
We enter into contracts with third parties who assist us in servicing you. The contracts outline the appropriate use and handling of your information and prohibit third parties from using any of your personal information for purposes unrelated to the product or service for which they've been contracted. Vendors are required to maintain the confidentiality of the information we provide to them.

We have business partners that provide services, some of which are co-branded. Partner services and sites are clearly identified. When you request any of these products or services, you are permitting us to provide your personal information to the partner to fulfill your request. This Web site may provide links to third-party sites, such as those of our business partners and online advertisers. Because Intuit does not control the information policies or practices of these third parties, you should review their privacy policies to learn more about how they collect and use personal information.

We may enter into marketing service relationships with carefully selected third parties who may offer MerchantSphere products or services to you. When we do, these relationships are prohibited from using any of your personal information for anything outside the scope of the marketing service program, unless you choose to give your information to these third parties or become their customer. MerchantSphere does not control the information policies or practices of these third parties, therefore you should review their privacy policies to learn more about how they collect and use personal information.

From time to time we may provide links to third-party web sites. We do not regularly review and do not control or endorse the content or materials which may appear on these third-party sites, and we make no representations concerning and are not responsible for the accuracy, relevancy, copyright compliance, legality or decency of any material contained there. We encourage you to review the privacy policies and terms of use posted on and applicable to, these sites. By clicking on the link to a third-party site, you acknowledge that we are not responsible for the third-party sites or any materials therein contained. We reserve the right to terminate any links to third-party sites at any time, although we are under no obligation to do so. From time to time we may include Blogs and other statements or opinions received from the visitors of our web site. All Blog copy is provided for informational and illustrative purposes only, and will be posted entirely at our discretion. We make no representations concerning, do not in any manner sanction or endorse, and are not responsible for the accuracy, relevancy, legality or decency of any Blog copy.

FAST TRANSACT will not release your personally identifiable information without your permission (except as needed to provide the services you have expressly requested, as explained in greater detail in the section on "third party relationships" below). We will provide the means for you to manage and control the information that you have voluntarily provided to us. We will provide mechanisms for you to communicate your privacy questions and concerns to us and that we will respond to them thoroughly and thoughtfully. You may visit the Site without providing FAST TRANSACT any personally identifiable information about yourself. When you browse our Site, we do not automatically collect personally identifiable information. If, however, you choose to provide personally identifiable or other information to us, you expressly consent to FAST TRANSACT's use and disclosure of such information as set forth in this Privacy Policy. Types of personally identifiable or other information that we may collect include: profile information (e.g., name, postal address, telephone number, email address and user name and password), financial information (e.g., credit card number), and demographic information (e.g., zip code, hometown, gender, and age).

LEGAL NOTICES/TRADEMARKS

Copyright © 2009 MerchantSphere, Inc. All rights reserved. "MerchantSphere," the "M-Arrow"" Logo, "Integrated Merchant Service Consulting" are service marks of MerchantSphere, Inc. or its subsidiaries. Unless otherwise indicated, this web site and its contents including but not limited to all text, HTML code, CGI scripts, graphics, articles, content, buttons, images, sounds, animation, videos, copyrights, trademarks and the site design and "look and feel", are the sole property of MerchantSphere and are protected pursuant to U.S. and foreign copyright and trademark laws. WE RESERVE THE RIGHT TO CHANGE THIS SITE AND ANY PARTICULAR CONTENT OR FEATURES IN ANY WAY, AT ANY TIME, FOR ANY REASON OR NO REASON. We also reserve the right to terminate your access to this site at any time and without notice.

TERMS OF USE

Please read these Terms of Use carefully before using this web site. By accessing this web site, you agree to the following terms, which govern this web site. If you do not agree to these terms, do not access this site. MerchantSphere retains the right to deny access to this site to anyone at its complete discretion for any reason, including without limitation, for violation of any of these terms of use:

This web site and the material on this web site may not be modified, copied, distributed, republished, transmitted, posted, downloaded, uploaded or commercially exploited in any manner without the prior written consent of MerchantSphere, except that you are permitted to download a copy of certain of the materials on this web site on a single computer for personal, noncommercial use, provided no copyright, trademark or other proprietary notices are removed, no modifications are made, and you do not use these materials in a manner which implies a formal association between you and MerchantSphere. No intellectual property or other rights in or to this web site or its contents are transferred to you. Any unauthorized commercial or other use of MerchantSphere's materials will violate MerchantSphere's intellectual property rights and will be subject to MerchantSphere's full legal rights and remedies.

The information on this web site is provided solely for illustrative and informational purposes and does not constitute professional advice. Your access and use of this site does not create any business, contractual, employment, licensing or other relationship between you and MerchantSphere.

THE MATERIAL ON THIS WEB SITE IS PROVIDED "AS IS" AND IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, MerchantSphere DISCLAIMS ALL WARRANTIES AND LIABILITIES OF ANY CHARACTER, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO YOUR ACTIONS, THIS WEB SITE AND ANY CONTENT OR MATERIALS WHICH MAY BE AVAILABLE ON OR THROUGH THIS WEB SITE AT ANY GIVEN TIME. MerchantSphere ALSO MAKES NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE ON THIS WEB SITE IS ACCURATE, COMPLETE, RELIABLE OR CURRENT, OR THAT THE OPERATION OF THIS SITE WILL BE UNINTERRUPTED, ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE AVAILABLE MATERIALS OR CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL ELEMENTS. YOUR USE OF THIS SITE IS AT YOUR OWN RISK, AND YOU ARE SOLELY RESPONSIBILE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR ANY DATA LOSS THAT MAY RESULT FROM YOUR USE OF THIS SITE. IN NO EVENT WILL MerchantSphere OR ITS AFFILIATED COMPANIES, EMPLOYEES, OFFICERS OR DIRECTORS BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, CONSEQUENTIAL OR OTHER DAMAGES WHATSOEVER RELATING TO YOUR ACTIONS OR THIS WEB SITE, INCLUDING BUT NOT LIMITED TO PROPERTY DAMAGE; LOSS OF USE, DATA OR PROFITS; LOSS OF BUSINESS; ECONOMIC LOSS; OR DAMAGE TO GOODWILL, WITHOUT REGARD TO THE FORM OF ACTION AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGE OR LOSS.

Please note that some jurisdictions may not allow the exclusion of implied warranties or the limitation or exclusion of certain liabilities, so some of the above may not apply to you. The posting of any content or material to this web site and the creation of a link from this web site to any other web site are expressly prohibited without the prior written consent of MerchantSphere, Inc.

MerchantSphere RESERVES THE RIGHT TO CHANGE THESE TERMS OF USE AT ANY TIME BY UPDATING THIS POSTING. USE OF THIS WEB SITE FOLLOWING ANY SUCH CHANGES SHALL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES.