PROCESS GREEN PROJECT

The World's First Go-Green Processing Company!

With MerchantSphere, you can use your processing dollars to help the environment, with as far as we know, the world's first-ever environmentally responsible credit card processing solution! While we seek mutually beneficial cost-savings by offering you the lowest rates guaranteed, we put our money to work for cleaner air, cleaner water and a healthier planet.

Our ProcessGreen^SM program matches 10% of the processing fee savings we generate for you and donate them to environmental, eco-friendly charities and causes in your name! You will still have the lowest guaranteed rate while helping the environment. Your environmental contribution will come directly from our profit margins in a rebate we donate to the environmental cause your business wants to support. Go-Green processing is literally a movement of pennies and cents but when added together…can make a big environmental impact!

That's right, if you choose MerchantSphere services, every month we will take 10% of our monthly processing fee savings and endow a mini-rebate fund which you can donate to any number of environmental causes, or environmentally conscious employee activities which you deem appropriate, at the end of the year. If you do not have a green charitable effort within your organization now you do!

	ProcessGreenSM employs a four-part strategy to green investing: Partner with customers to lead the way toward a greener future Combine incremental revenue from our profit margin to leverage a larger environmental impact Use processing revenue and advocacy to attempt to influence corporate behavior Donate to companies that meet MerchantSphere's environmental criteria and are AIP grade rated B+ and above

Environmental Causes We Support:

African Wildlife Foundation Izaak Walton League of America Alaska Conservation Foundation Keep America Beautiful-N.O. American Forests National Arbor Day Foundation Chesapeake Bay Foundation Nature Conservancy Conservation Fund Rainforest Action Network Conservation International Foundation Rainforest Alliance Ducks Unlimited Rocky Mountain Elk Foundation Earth Island Institute Sierra Club Foundation EarthJustice Trout Unlimited Environmental Defense Trust for Public Land Greenpeace Fund, Inc. World Resources Institute

Environmental & Processing Facts:

• By 2020, market forecast suggest that the total US transaction charge volume for the top 3 major card houses, VISA, MasterCard, and American Express could reach $4 trillion dollars!
• In 2009 has announced that spending on Visa debit cards in the U.S. has surpassed credit for the first time in the company's history. For the period ending December 31, 2008, debit payments volume was $206 billion, compared with credit payments volume of $203 billion. Debit transactions were nearly 70% of U.S. transactions for the same time period, representing an increasingly larger portion of Visa's U.S. transactions.
• The latest data from NASA shows unprecedented global warming in 2008 - 20 times that of recent annual warming, exceeding that of conservative climate model projections.
• In 2008 worldwide, over $200 billion in incentives and spending for renewable energy, energy efficient buildings, smart grid and clean transportation is evident in stimulus bills across the world. Industry insiders expect the Cleantech industry alone to create at least 2 million jobs in the U.S.
• Companies can make a commitment to sustainability outperform their peers. Last year, in the most difficult of economic periods in 16 out of 18 industries, companies with a commitment to sustainability outperformed industry averages by a significant 15%, representing $650 million in protected market capitalization per company, according to McKinsey & Company.
• Investing in sustainability for the long-term will prove to be the best way to protect a company's value through the months and years ahead.